More and more people are choosing to work or operate their business from home. Whether you work by yourself, or you have a one or two people working with you, it’s still a business, and you still need business insurance. Here are some of the types of business insurance you might need:
• Contents insurance in addition to the contents and or property insurance provided by the owner’s home insurance. This will cover the equipment you use in your home office.
• General liability insurance This should coves injuries to clients and employees on your business premises and elsewhere.
• Professional liability insurance This will shield your personal assets and compensate for damages a client may have suffered through your actions as a professional.
• Business interruption insurance will cover your lost revenue if you’re forced to suspend your business activities because of fire, flood or other disasters.
• Disability and Worker’s compensation insurance to cover your income should you be disabled due to injury or illness.
Home-Based Business Insurance
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